Hector Said:

Does anyone know what website i can go to, to just get a health insurance policy for my new born child?

We Answered:

WHy dont you try to get medicaid, or tell your wife to apply, they tried to charge 800 a month with my son, and i applied for medicaid, hey it's free, you just have to act like your broke or a single parent who is struggling.

Alicia Said:

Is child support figured based on family policy health insurance or an individual premium?

We Answered:

Well, your first issue is whether your ex can assume the cost of the insurance to lower his support obligation. If the decree says you will pay, he can't just unilaterally decide to do this. He needs to go back to court to the support order revised. IF the court for some reason permits him to assume the cost of insurance, then it will look at your state child support guidelines and determine how much support the child or children are entitled to. It's typical for the state of offset support obligation by the cost of insurance. The court will look at the ADDED cost of insurance. For example, if he already has to pay $100 per month to insure himself, and $200 per month to cover him and your daughter, he will only be permitted to offset the additional $100. Another issue in all this is whether the insurance he proposes to provide has as good coverage, and whether the company is as reliable in paying claims. Another issue is who pays medical costs that aren't covered (e.g., copays and deductibles). Bottom line is that he can't just decide to do this without going back to court.