Peggy Said:

My daughter's CHILD HEALTH PLUS (in NY) will expire in May when she turns 19...?

We Answered:

It's going to be Four Years (4) before this plan starts, if it dose then.

Duane Said:

are health insurance companies held responsible to anyone?

We Answered:

Yes. Contact your state Insurance Commission. They are unbelievably thorough in every state, and they have to follow up on all complaints, requiring the insurance company to spend time and money answering to an investigation.

Sometimes just telling an insurance carrier that you are going to contact the commission will change their behavior very quickly.

Anna Said:

Child Health Plus ? ?

We Answered:

call the tenn care they should answer all your question
it really depends on yalls income to

Josephine Said:

Which is the best private insurance company for a child (who is 14 months old) in NEW YORK CITY?

We Answered:

Try using yellowpages.com to search for health insurance brokers in your area.

Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

New York has some very tough and specific state insurance laws. You really need a broker.

You may want to look at the Blue Cross Child Health Plus plan it runs from $136 to $177 depending on where in NY you live. You could even pay less based on your income.

http://www.empireblue.com/wps/portal/ehp…

Heather Said:

Has any of you ever used NYS Child Health Plus insurance?

We Answered:

Child Health Plus (CHP) is a great plan. It covers pretty much anything - soup to nuts, often including dental - until the kids are 19 years old, and the premiums are very affordable. (Most of the ones I know of are less than $50 a month per child.)

Since there are varied CHP plans, call your pediatrician and ask which ones they take. Often, you do get a choice between several plans (In my area - which is Orange/Rockland County - we have the choice between Blue Cross Blue Shield, Wellcare, Fidelis, and several others - there may be other choices where you are.) You do get to select the doctor - as long as they're on the plan, and most of them are - but sometimes, they mis-key the selection, so when you get the cards, double check the PCP (primary care physician) to make sure they put the right one. If they didn't, call them right away so they can fix it and send you a new card. You also have to be dilligent about recertifiying every year - otherwise, they drop you like a hot rock. (Recertifiying takes about six weeks, so make sure you get the paperwork at least eight weeks before you need to!)

Honestly, I wish they had "Grownup Health Plus", it's such a good deal!