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Child Health Policy
Todd Said:
what are the health benefits of two-child policy?We Answered:
In my state, those are no different than regular health benefits.Kenneth Said:
I'm 22, perfect health, one child: What do I need to know to get a good life insurance policy?We Answered:
Life insurance is a good thing for you to get in case something happens to you.The cheapest policy is a term policy with level payments for a certain amount of year, such as 30 years with level payments.
The beneficiary part is what is the most important part of the policy. If your son is special needs you need a "Special Needs Trust". You can do it yourself or have an attorney or financial advisor do it for you. This way the money is spent in a certain way for your child.
Teresa Said:
Can I have my exwife on my Health and life insurance policy?We Answered:
No, on the health insurance.It's against the tax laws. On the date the divorce is final, you MUST delete your non-spouse from your group health insurance policy. The DAUGHTER can stay on it.
On the life insurance, you can name anyone you want - your ex-wife, the mailman, me. It doesn't matter.