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Aetna Individual Health Insurance

Pamela Said:

Looking for individual/family health insurance in Arizona...?

We Answered:

I'm an independent agent in AZ and there are several companies, including Blue Cross, that have policies that cover maternity. If they are "affordable" depends on your point of view. The problem you'll find with individual maternity is that the insurance company, if you do the math, is not going to pay out more for your delivery than they receive from you in extra premium. A group policy is different because everyone on the plan, including your toddler, is paying more for your maternity coverage and the employer is probably kicking in quite a bit. Complications of pregnancy are covered even if you don't have maternity.

None of the Arizona companies will accept an unmarried couple.

Many healthy young people get insurance just for catastrophic occurrences because that will keep the premium lower. They will save the premium difference in the bank for those occasional doctor visits and many women will work with their doctor and hospital to prepay the prenatal visits and delivery.

Ramona Said:

Health Insurance Providers in Maine?

We Answered:

http://www.dirigoblue.com/diary/446/well…
http://www.progressivestates.org/node/23…

May be good they are not accepting you since they are suing the state of Maine for a guaranteed profit of 3% by raising the premiums of the policyholders to 18%.

I suggest you talk to a local agent who might advise you of your options. But I believe there are only a few companies that are licensed in Maine that can sell you health insurance.

good luck

James Said:

If US has equality, why is there a gender gap in health insurance?

We Answered:

if this is such a great country then why do we have to pay for health care at all?

somethin' aint right.....when 18% of the u.s. population is without health insurance.

Rosemary Said:

Which health insurance to get?

We Answered:

hey,

If you want to save money on your health insurance Visit: http://FreeQuotesForYou.Info

Really hope I'll help

Justin Said:

What health insurance plan to choose (I am student)?

We Answered:

Medicaid answer first - Medicaid is based off your household income. If you still live at home while going to school, then yes, the entire family's income would be included...

Insurance - this depends on what you're wanting the policy to do for you. Aetna and BCBS are both comparible companies with great products! Not knowing all the details would be hard to advise which way to go. I would check with BCBS and see what the same plan would be with a copay. The higher deductible policies are generally for a "catastrophic" type risk. (Extreme sickness, hospitilization, ect.) The lower the deductible, the higher the premium. I personally as an agent have BCBS... Sorry if that doesn't help a ton, but I don't know all the facts!

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