Erin Said:

Where can I get affordable health insurance in New York State?

We Answered:

There are four right directions: east (to New England), south (to PA or NJ), west (to Canada or PA), and north (to Canada). In other words, if you cannot afford what a private plan costs in New York State, then you need to move out of New York State.

Vivian Said:

Dog health insurance in New York?

We Answered:

Do you really want the dog health care industry to be driven by insurance companies like human health care?
Look at the state our health care is in.
I would recomend putting away some money each week in a doggie health care savings account, or signing up for Care Credit.

Nathaniel Said:

Help finding affordable health care for an individual 24 year old female in college part time and working.?

We Answered:

New York law requires insurance companies to charge everyone in any particular place from age 19-64 the same price. This means that if they were to offer you insurance for less than $250 per month, then they would have to offer it at the same price to customers who were 64, in horrible health, and in need of millions of dollars of treatment, so they would lose money. Unfortunately, the only solutions are (a) move to another state, or (b) get a job with a company that provides insurance to its employees.

Hugh Said:

Switching health insurance while pregnant--bad idea?

We Answered:

OK, you're on welfare health insurance right now. When you're going from one welfare program to another, they don't consider pregnancy preexisting.

Doris Said:

Where can I find affordable health insurance in the state of New York?

We Answered:

What do you consider "affordable"? I have clients who think their $1000 per month policy is affordable because they have health conditions and other clients who think their $100 per month policy is too much.

With health insurance you get what you pay for. Visit a local agent that works with all the major companies in your area. The agent can find the best policy for your situation and budget and can explain what you get and, more importantly, what you don't get with a policy. There is no extra charge using an agent.

Julia Said:

need to find affordable health insurance?

We Answered:

There is alot of good companies out there. They usually take months before you could actually use it. If you need immediate help, I would encourage you to visit
http://healthsavings.ourperfectcard.com
I signed up online about 3 years ago, for all my health/dental needs. They have been great...Had my benefits active in 2 hours and used it the same day for all services..lab work, checkups, cbc's ...etc. with a very affordable plan. They should be in your area. Hope this Helps

Carrie Said:

how do i get affordable health insurance in new york?

We Answered:

Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant.

On the other hand if you are healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Your agent might suggest an HSA plan.

Some are going to suggest you go to their site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.