Sam Said:

Affordable health insurance plans?

We Answered:

Call some of the larger insurance carriers like BlueCross BlueShield, etc. They often offer good packages for a decent premium. They often also use the self-insured policy holders as a 'group' - this helps maintain rates. I'm not sure what you'll find for what you were previously paying - the main reason is because companies often pick up the 'larger portion' of the premiums. You might want to look into things like high deductible health plans that include HSAs (health savings accounts)... they offer some tax relief in addition to the benefits of regular health insurance... all in all, you need to look at all of your options, there's no easy answer.

It's sad that your company won't pick up that expense anymore, but healthcare costs are really going crazy. It's not necessarily the fault of any one person, it's just utilization of healthcare and overuse of things like ERs, diagnostic testing, etc... hope I could offer some help.

Jaime Said:

I need a good a affordable health insurance plan for a family of four?

We Answered:

Try this site

http://best-health-insurances-usa-quote.blogspot.com/

Here you can get quotes from different health insurance companies in your area, its the best way to find an affordable health insurance with a reliable company.

Jenny Said:

What are some affordable health insurance plans?

We Answered:

None -- Insurance isn't cheap.

If you can qualify, Medicare and Medicaid would be the cheapest. If children are involved, look into CHIP.

Otherwise, shop around. Your best insurance option is probably going to be to get a high deductable, "catistrophic" coverage. (with a $5k or $10k deductable). That will cover you if the worst happens, and effectively give you their contracted rate on routine services. (You can then negotiate with some providers). UHC, Blue Cross, and Aetna are the major insurance companies, and have such policies. A local plan that accesses a major network (like UHC, PHCS, Beechstreet) may be a more affordable alternative.

I would not recommend the health coverage (discount card) suggested above. It may be helpful for dental /vision. But most healthcare providers have absolutely no obligation to take them, and will not. Unlike insurance, these plans don't have a contract with the provider -- they are basically appealing to the good nature of the provider. You can actually negotiate a better rate yourself by just asking the provider, and telling them you are paying for the visit yourself. I know hospitals that give as much as a 40% discount to self pay patients. They want your business, and this is still a better rate than they pay to many insurance companies.

Cathy Said:

Is there an affordable health insurance plan?

We Answered:

If he works full time, he can check to see if he is eligible for insurance through the company he works for. This will be much cheaper than trying to buy it on his own, because a company gets a group rate. However, you would need to see if dental is covered under that plan.

Another option is Care Credit http://www.carecredit.com/ and set up a payment plan.

Melinda Said:

What is the most affordable health insurance in NYC?

We Answered:

Check out this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.blogspot.com/

Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,

Roger Said:

Where can I get a good but affordable health insurance plan?

We Answered:

Try this one - http://healthplans.my-age.net - I personally have their health insurance. It is affordable and has good coverage.

Angel Said:

What is the best affordable health insurance plans?

We Answered:

Check out this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.blogspot.com/

Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,