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Company Health Insurance

Ramon Said:

will medical marijuana show up on my company health insurance?

We Answered:

They have no access to your health records, just that dr so-and-so has cleared you for work

Mark Said:

Is it possible to call health insurance company to speed up verification?

We Answered:

~~It sounds like you have an HMO if your PCP is trying to get the authorization. If I'm right, then the insurance company has nothing to do with your referral. In an HMO it is left to the review panel of the managing company over your Primary Care Doctor's group. Therefore yes you can call the management company and ask for a patient advocate. You can request help in getting the authorization.

If you do not have an HMO and it is a PPO, then your doctor's office requesting the referral would have to try and get your insurance company to move faster on it. However, I've never heard of a PPO plan that requires preauthorization for a Dermatologist.

The front of your insurance card will tell you what type of insurance you have.~~

Renee Said:

What is the best health insurance company for the self employed?

We Answered:

Based on your question I would suggest that you need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health status. He or she can answer questions as to what is and is not covered by the policy, explain deductibles and co-pays and show you the hospitals and doctors that participate in the network.

Ultimately, you are the one who determines what is the best insurance because you decide what right balance is between affordability and policy benefits.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage, low deductibles, low co-pays as well as vision and dental benefits your monthly premiums will be significant.

On the other hand if you are young, healthy and use the health care system sparingly you could consider a plan that covers only the major health catastrophe. If that is too scary consider a plan with a higher in hospital deductible, higher co-pays for doctor's office visits and perhaps not cover prescription drugs.. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead.

Some are going to suggest you go to their site so that they earn a few pennies on a "click through". Some are going to suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even suggest a discount plan as the "best and cheapest" approach but that is not insurance at all.

Wallace Said:

Health insurance company is asking my health records before making a decision. Is it good to give consent?

We Answered:

Ask them what they will do with the information completely, record the conversation, and if you feel like they sold it, bring your tape to court. (If they lied to u).

Anyway in the netherlands we are all insured, I think you will be all insured aswell, and wont be declined in 4 years.

You wait 4 years or just give it to them.

Esther Said:

How much should company health insurance be a month?

We Answered:

The health insurance rates are not related to your earnings, try this site

http://heinsurance.notlong.com

here you can compare quotes from different companies so you can find the best rates for you.

Joyce Said:

Can anyone recommend a good health insurance company for my dog?

We Answered:

Call your vet...they usually have that information

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