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Family Health Insurance Plans

Angela Said:

What are some good, low cost family health insurance plans for us...?

We Answered:

Talk to Blue Cross/Blue Shield, I heard they are a non profit insurance co. Might be able to good plan.

Miriam Said:

Family health insurance plan for 19yr old, 17yr, and few day old baby? Need it to marry.?

We Answered:

You may not be able to get a family plan right now.

First of all, most insurers for privately purchased plans will require the infant to be at least 8 weeks old befor they will be covered. And they have to pass a medical exam. (The only way you can generally add an infant to a plan immediately is if you already had the plan in effect, or if its a group plan through an employer.)

I tried plugging your information into ehealthinsurance.com and there were zero plans you were eligible for. Every plan either had a stipulation that the spouse had to be older than 17 and/or that the infant had to be at least 8 weeks old.

Perhaps your fiance should have considered these factors *before* he left the job that would have provided insurance to him. At least he could have added the baby, if not you. (Once you become a parent and a husband/wife, you have to start looking at the big picture...your actions don't just affect yourself anymore.)

Even if you could find a plan that would allow you as a 17 year old spouse and to enroll an infant younger than six weeks, the premium is likely to be $500 a month or even more. Health insurance is not cheap. If there is any way that your fiance can get group coverage through an employer, that would be your best bet.

James Said:

Do you know of any good family health insurance plans for cheap?

We Answered:

Become an illegal alien. Californian liberal politicians got counties to advertise in Spanish that there is free healthcare available. However, it is not free if you are a citizen. Citizens are expected to pay for all hospital bills and doctor's visits.

California county politicians even wanted to raise taxes to pay for illegal aliens' use of hospitals. That idea was rejected by voters.

Roberta Said:

What are some good, low cost family health insurance plans for...?

We Answered:

So you want an isnurance policy that will pay out 2 dollars for every 1 dollar you pay in premiums. Those companies are bankrupt. They don't pay their claims anyway. You should take a look at my agents website he can get you great coverage.

Leroy Said:

Can 3 adults be covered under one family health insurance plan?

We Answered:

The ex-spouse is usually not eligible for health insurance coverage once a person remarries. You, as current spouse, and all of his children, should be on his family plan.

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