Russell Said:

Where can I find Health insurance for someone COMING to the UK as a tourist.?

We Answered:

They would need to get their own in their own country.

Bob Said:

How much time is needed to find health insurance?

We Answered:

chloe is wrong.. if you wait longer than 62 days then any condition you were seen/treated for during your "uncovered" time could be considered pre-existing and your new insurance company could reject any payment for that condition for up to a year if you don't pick up a new policy within the 62 days.

I've work pre-existing claims for Wellpoint (anthem) blue cross and blue shield now for almost 9 years..

Shirley Said:

How do you find affordable health insurance?

We Answered:

I beg to differ with Heather. The pre-existing clause in the portability act only refers to group policies. Individual policies will usually look back 5 - 10 years for surgeries and heart conditions. They can choose to decline you, rider the condtion for a period of time (1 year to permanent) or increase the premium, as you are finding out.

You can try increasing the deductible. A higher deductible can result in a much lower premium. Your only other options would be Medicaid or a medical discount plan. Be very wary of these plans. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

Rachel Said:

How can I find health insurance in New Jersey if I am unemployed?

We Answered:

You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com

Eduardo Said:

Does anyone know where I can go to find health insurance with reasonable premiums.?

We Answered:

some cheap ones available online