Isaac Said:

Canadian Health Insurance; Medicare or Private and which private companies are best?

We Answered:

Unfortunately, our government health care plan does not cover drugs. Note that the Canada Health Act does NOT cover drugs. Although, some provinces may offer some assistance for some people in various socio-economic groups.

The two most common carriers I quote for clients tend to be Manulife Financial and Desjardins Financial. I find both of them flexible in underwriting depending on the situation.

Work with an Advisor in your city/town, and see what he/she can do. Personally, I find that if I speak with the carrier's marketing/underwriting consultant before I submit the application, I am better able to position a case to the carrier for a more favourable decision for my client. Its likely there could be some exclusions added to the contract, but it doesn't hurt to apply to find out.