Tyrone Said:

What are my health insurance options? HELP!?

We Answered:

healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.

Norman Said:

If libs want to reform health care, why do they refuse to take on lawyers & common causes increasing cost?

We Answered:

You have made many valid points... took some time to read your work, but worth the time. Being well composed did help a lot.

To get right to the answer... Liberalism is the problem. Common sense just doesn't play a role in their thinking pattern. 2010 will be a big improvement.
.

Patrick Said:

Do you realize that Health Insurance premiums will skyrocket?

We Answered:

Your fact about the 80 is right. The bill will force insurance companies to pay at least 80% on medical care and 20% on other things. Currently, they pay 88% on medical care so they will not need to collect more.

http://angrybear.blogspot.com/2009/12/he…

The guaranteed issue will be offset by these cost control measures below. The biggest is the bundled payments that begins the move from the fee for service system that is driving health care costs high. The web site below details how each one lower costs in the long term.

1) Bundled payments
2) Prudent purchasing
3) The Medicare Commission
4) The excise tax on high-value health insurance
5) The individual mandate

http://voices.washingtonpost.com/ezra-kl…

Lester Said:

forming a group for health insurance. Not employees, but an association of gardeners.?

We Answered:

Pac Advantage made that a lot harder for us to set up nowdays, because of how badly that went for them. Most of the associations out there pre-date AB1672, which means all of them pre-date the ruin of Pac Advantage.

Essentially, what you have to do is call an insurance carrier, preferably one with whom you and your agency has an extremely good relationship, and talk to them about negotiations.

Because you are looking at an Association Plan, not a regular group, you are not looking at something that the insurance companies HAVE to do, and as a result, it is unlikely they'll want to buy into that. Association plans are CERTAINLY not protected under AB1672, so you'll basically be negotiating with the carrier, to create a new plan, from scratch.

You'll want to have a few hundred people interested in this plan to make it look attractive to the carrier, but you can always start small and renegotiate later.

Good luck!

Ramona Said:

How can i find out if an insurance company is a scam?

We Answered:

AIM is not major medical insurance.

I don't think it is a scam BUT you don't want to mislead people into thinking they have a major medical policy if they buy it. It doesn't cover much.