Joshua Said:

how easy is it to get health insurance in california if you are unemployed or self-employed?

We Answered:

If you are self-employed no problem, but if you are unemployed most companies will not accept you. It has nothing to do with being able to afford the premium; it is because most umemployed people are looking for a job and many jobs have health benefits.

Yes, you can be turned down depending upon the severity and type of pre-existing condition. You can also be turned down if your height and weight are outside the guidelines or if you have the "wrong" occupation.

Your best bet is to visit a local independent agent that works with all the major companies. The agent can find the best plan for your situation and budget and can explain the plans. There is no extra charge using an agent and you'll have a local person to call if you have questions or problems in the future.

David Said:

what is the best health insurance in california?

We Answered:

Since you are starting on a group policy in two months your only real option is to get a short term medical policy. The deductible for these policies run $250 to $5000. They are temporary policies and are not designed to cover a regular doctor visit but are to cover for catastrophic medical costs. Many will have a network which will give you doctor visits at a reduced rate. I'd suggest talking with a local independent agent. This person will be able to explain what is available in your location and can explain the pros and cons with a short term policy.

Rene Said:

Health Insurance in California after turning 19?

We Answered:

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