Maxine Said:

Can someone direct me to a legit website where I can get a comparison on various health insurances?

We Answered:

Nope, no such horse. No company writes in all states.

Most private dental polices cost more than they pay out. Ditto for vision. For those two, you're better off not being insured.

Your best bet, is to go to a local agent, who will tell you who's got participating providers in your area, who's got the best coverage for the lowest rates, and can compare line by line.

Health isn't like car insurance - most likely, there AREN'T 25 different companies writing health insurance in your area - more like 5-10 - wherever it is. The local guy will do you best.

Christina Said:

People like to refute a comparison of the requirement to buy car insurance with the health insurance mandate?

We Answered:

"...but there are also illnesses that people are born with or that just happen. "

And BEFORE you could NOT get insurance if you were such a person. So you would suffer unnecessarily with a treatable illness... then go to the E.R. when the condition threatened your LIFE.

This uninsured visit costs the REST OF US.... something between $20K and $250K.

Now if that person HAD insurance.... and the insurance company COULD NOT refuse him for having such a condition. Then the Insurance company MUST do what they CLAIM they have been doing.

That is.... collecting premiums on a large group to spread the risk that ONE of them will get sick and spread the COST if and when they do.

Up until today... the insurance companies have the best of both worlds.... collect premiums from the LARGE group..... KICK OUT of the group anyone who actually needs the services that they have been PAYING FOR for years prior.

What this bill does... is FORCE insurance companies to ACTUALLY provide insurance. That is all.

P.S. You can opt out...and pay a fine... or keep your CURRENT insurance and NOTHING changes for you. So what IS your problem?