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Health Insurance Cost

Allison Said:

How much does health insurance cost?

We Answered:

If you are 20 and perfectly healthy, and not overweight, with nothing wrong, and no maintenance meds, without materntiy benefits, in Pennsylvania for example, a good low/no deductible comprehensive policy will cost you around $225 a month.

For group plans, with maternity, if the employer pays half, it will usually cost you around $200 a month for the same level of coverage.

Beatrice Said:

How much does health insurance cost in the us?

We Answered:

It varies, could be as low as $100 a month for a single person in their 20's with a high deductible, to $1,000 per month for a large family with pre-existing conditions and a low deductible.

Clifton Said:

How much would the health insurance cost when applying for a schengan visa?

We Answered:

When traveling to a Schengen country, the traveler needs to have health insurance because health insurance is mandatory in Europe. Depending on your age and the amount of coverage selected, you can expect Schengen insurance premium to range from $1 to $10 per day. You do not need to get insurance for the whole year, you only need insurance for the duration of your trip (including the arival and departure days). See here for a site with a lot of information on Schengen visa health insurance http://www.euro-dollar-currency.com/sche… .

Note the visa is called "Schengen" visa not "schengan" :)

Nelson Said:

How much will health insurance cost me?

We Answered:

There really isn't a "ballpark" figure for health insurance because there are so many plans available. In my area the range for a healthy 25 yo female is $31 to $473 per month depending upon the plan and the benefits, however, most people pay around $100 - $150. You said no medical problems to speak of but even little things like allergies can alter the premium.

You'll want to visit a local independent agent. This person knows the market in your area and can find a plan that's best for your situation and budget. They don't charge anything for the service.

You may get people here trying to sell you medical discount cards. Be very wary of these cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

Kevin Said:

How much does your health insurance cost per year?

We Answered:

I know exactly what mine is, since I pay it, and it is a lot...but I would rather pay a lot than have the government run my healthcare.

Mathew Said:

How much does health care insurance cost in America?

We Answered:

Oh, dear, love. You are in for a big surprise.

Your boyfriend needs to be employed by a large company to obtain the best health care coverage in America. If he does, ask about the company and/or insurance company's policy on domestic partners. It is entirely up to the company and/or insurance policy whether or not you and your children qualify.

If you do not, you will need to get married soon in order to qualify to be on his plan, or purchase an individual policy for you and your children, which will run you approx. $300 USD or much more, depending on what coverage you select.

There is no nationalized health care in the U.S., so each and every time you visit the doctor - even with insurance - you will be paying something. Without insurance, a standard doctor's visit with prescriptions will cost you hundreds of dollars.

Have a good long talk with your boyfriend about this, and I'm sure you will come up with the right solution. The sites below can help if you will need to apply for individual health insurance.

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