Rose Said:

Health Insurance for a family of 4?? Help?

We Answered:

You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

Go to: http://www.insureme.com/landing.aspx?Ref…

Take care,
Casey

Connie Said:

Help........I need health Insurance for a family of 4?

We Answered:

You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

Go to: http://www.insureme.com/landing.aspx?Ref…

Take care,
Casey

Brandy Said:

health insurance for family of 4....?

We Answered:

i have recently gotten quotes fron m several agents for my family and obviously the price will vary depending on what you want but..
it looks like a family plan for a healthy family , including maternity and a low co pay for doctors visits plus a free anula check up is going to cpost around $500 per month
several of the agents have mentioned hat etna is one of the most affordable companies.
I am still looking for a more affordable alternative but my hope is dimming

Suzanne Said:

What's a good health insurance company for a family of 4 in AZ that allows preexisting conditions?

We Answered:

It depends on what the conditions are. Some companies may decline any particular condition while others may accept. Those that will accept may rider the condition. This means they'll accept you but not cover the condition for a period of time which could be from 1 year to permanent. However, even permanent riders may be removed over time. Other companies will accept you and the condition but will increase the premium up to 50%.

All companies in AZ have a 6 month pre-existing condition clause but if the condition is minor and you've had previous insurance it may be waived.

Not everyone needs to be on the same policy. Companies that may accept the pre-existing condition may not have the low annual out of pocket and high lifetime cap that you want. In that case that person can get on the policy that accepts them while everyone else can get a "better" plan.

You'll need to visit a local agent that works with all the major companies in AZ. The agent can do a prescreen with all the companies to find your best options. There is no extra charge using an agent.

Arlene Said:

Is Universal health care tyranny, or is $15,000 a year premiums for health insurance tyranny for family of 4?

We Answered:

$15,000 a year of premiums where the insurance company is not obligated to pay is a government-supported monopoly. ?°)

Lisa Said:

What is a good health Insurance for family of 4 for emergency only?

We Answered:

Suggest looking at a Health Savings Account. You buy an insurance plan to cover worse case situations. The more risk you are willing to take will result in a lower monthly premium. Look for a plan which includes no cost to you coverage for various preventive care.

Routine expenses such as going to a MD when you are not feeling well can be paid on a before tax basis from a special medical expense account with an easy to use debit card.

Suggest contacting a health insurance professional - go to www.NAHU.org and use the find an agent link.