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Health Insurance Georgia

Alma Said:

I need to find out when did Georgia begin to offer health insurance to their state employees?

We Answered:

I would google it!

Nicholas Said:

Any recommendations for affordable health insurance in Georgia?

We Answered:

My recommendation is to visit a local independent agent. This person works with all the major companies in your area and can shop the market for you. They will find the best policy for your situation and budget. They don't charge you any extra for the service.

Do you currently have high cholesterol and blood pressure. If so, your condition may be excluded as a pre-existing condition and the tests won't be covered. Depending upon the severity they may rider the condition or possibly decline you. The agent will be able to help you find the policy that will give you the best chance of not having a rider or decline.

Edit about Discount plans:

Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

Marilyn Said:

Affordable health insurance in Georgia?

We Answered:

Try ehealthinsurance.com, you can get quotes from different polices and different companies. We had the some problem, we are now paying 400 and something a month but that's compared to the over 700 we would have to pay.

Kimberly Said:

is it legal to keep your ex-spouse on your group health insurance in georgia?

We Answered:

No, she cannot carry him as a dependent or spouse once the divorce is final. Since he is not living with her, she can't claim domestic partner either. He would have been eligible for 36 months of COBRA had he elected it at much higher premiums. By leaving him on her coverage, she has been de-frauding her insurance company and possibly her employer if the employer pays part of the premiums.

Most insurance companies have a fraud hotline. The numbers can usually easily be found with an internet search and they are anonymous. Do you what you have to.

Arnold Said:

I want to bring my health insurance to Georgia from NY?

We Answered:

You cannot "take" your NY medicaid with you. It is only for services rendered in the issuing state. You can apply for Georgia medicaid once you have proof of residency. Here is the site:
http://dch.georgia.gov/00/channel_title/…

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