Lydia Said:

How do I buy health insurance online. There are sites but they give me over 100 plans to choose from?

We Answered:

It all starts with your zip code. Different companies dont write with some zip codes. Then you have to figure out what kind of plan you want. You get what you pay for. There is a website I am putting in my source box that went over all of this in video format. The guy seems straight up and even showed me how to fill out an application online. I didnt buy from him because I got a job about 2 days after I found him and got group insurance. I think he is only in Florida though. I know this though, your health and weight have alot to do with how expensive your insurance can be. Dont cancel your current policy before you get your new one. My mom did that and she is screwed. Hope this helps out.

Rhonda Said:

Is buying health insurance online a good idea?

We Answered:

Of course I'm biased because that's what I do, BUT to be clear you're not saving any money buying from my website over sitting across the desk from me.

Insurance is a regulated industry and it does not matter how you buy it and health insurance shouldn't be so complicated that you need to meet with anybody to do it. I have clients around the world and right down the street and even the ones that are close by handle everything via the phone and Internet.

People buy from an Internet site because it's convenient. You want to make sure you're buying from someone that does what I do. Don't go to a big firm because then you're just dealing with a customer service representative and not building a lasting relationship with an advocate that can help you.

To MAKE SURE you're buying from someone reputable look at the 'About Us' section of their web site. If you can't find a physical address then don't use them, call them on the phone as well and feel them out. Finally look around the site for information. MANY sites simply gather your information to sell to agents to call you. In that case you have no idea who you're dealing with. So, if the site doesn't provide much information about the products you're looking for then it's likely just a site to capture your information.

Do business with a broker and do it online or over the phone if that works for you. Also, finally everything that's good online is available offline as well. There is NO difference in the products. It's just the easier way to transact the business. AND, make no mistake that applications done online WILL BE FASTER to the tune of at least two weeks off the underwriting time (of course that differs company to company). United Healthcare can underwrite an online application in as quick as 24-48 hours. If you mail in an application it won't even arrive in their mailbox that fast.

Lastly make sure you're comparing multiple companies with someone you can trust.

(PS I've never seen a Nigerian health insurance company....shaking head and rolling eyes....)

Danny Said:

Can I buy health insurance online and use it today?

We Answered:

YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here

www.HealthInsuranceIdeas.info

to solve my similiar problem.