Renee Said:

What is the best health insurance policy to go with?

We Answered:

Try this site

http://www.usainsurancequotes.net/

Here you can compare quotes from different companies

Maxine Said:

Is the health insurance policy number different for each person on the same health insurance plan?

We Answered:

Policy number is the same. Member number is different. My husband is 00, and I'm 01. :)

Clara Said:

Is it good to buy a short term health insurance policy?

We Answered:

Health Insurance is actually a long term product through it is renewed in a short term (every year). Buying a health insurance policy for the long term has many benefits:

1. Since you are young and healthy, you will get all your illnesses covered for hospitalization as per the policy.
2. There are waiting period in policies for coverages and benefits. If you buy a policy when you are young for long term, you be covered for all ailments by the time you need the policy.
3. A long term policy bought at young age can be bought without a Health Check up, and with least restrictions/exclusions.

So go for a long term health insurance policy. There are numerous companies in India offering good health plans/policies.

Use services of a broker to get best analysis of your needs vis-à-vis what is available in the market. Here’s one broker you can try: www.medimanage.com/inquiry.aspx

Michele Said:

Can an health insurance policy be purchased on an newborn, without insuring the parent?

We Answered:

All health insurers cover children, although most will state they have to be at least 30 days old first. Contact the mother's state's insurance commissioner's office and ask for a list of insurers issuing individual policies there.

Another possibility is the state's Children's Health Insurance plan (this is not the same as Medical Assistance or Medicaid). All states have this federal program. Contact the Dept. of Social Services in the county where the mother resides.

Terrance Said:

What is the minimum time a health insurance policy can be bought for?

We Answered:

there are two thing in health insurance
1.medical insurance
2.accident insurance

Medical Insurance-you can take it for 1yr to find out weather it is help full or not
it is need only if you get frequent health problem

Accident Insurance-if you love travel and do many journey then its is must you are take it for 1yr
but its is only best if you take for at least 5-7yrs

If you want to keep your family safe for everything then take accident Insurance..