Ella Said:

Can employers as you to fill out a health history form when they are trying to get new health insurance rates?

We Answered:

That is legit and legal. I have had to do that several times.

Daniel Said:

Is there an organization I can join to get group health insurance rates?

We Answered:

"Group" policies through associations and the like are a marketing gimmick designed to make the average consumer think they are getting a deal. The premium for these plans are either the same as a regular individual policy or the benefits are cut to allow a lower premium. Any savings I've ever seen are more than made up by the dues of the association. The plans are individually underwritten so you can be denied or the rates increased base on your health.

Jose Said:

If Obamacare will be paid for by insurance companies, what will keep health insurance rates from skyrocketing?

We Answered:

They're proposing to fund things by fining people like me that can't afford health insurance up to $3,800 a year for not buying into their insurance scam. I might as well quit working and go on the public dole when they do that, let the people dumb enough to still work and pay taxes pay my way.... where's my check?

Bruce Said:

How many small businesses will go out of business if republican succeed in increasing health insurance rates?

We Answered:

The more the better from their point of view as then that will mean that Obama's reforms are damaging America, or so they will argue. And that means that they can go back to the wonderful healthcare system that no other western nation has!

It surprises me that so many Americans seem not to be aware about Obama’s healthcare plans [a]. During the election, he campaigned for these changes stating that he felt it was unfair to have a system where insurance companies try to escape paying claims and was elected to bring in changes [b].
First of all, too many people do not know that Obama wants to make insurance more available to all. His system is similar to that which works in Holland, Taiwan [c] and Switzerland. It works there and private healthcare companies provide most the insurance to the people there.
FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [d].
FACT – insurance companies admit that they push up costs, buy politicians and do not pay out for many claims when they should [e].
FACT - the US has higher death rates for kids aged under five than western European countries with universal health coverage [f].

That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, the Netherlands, Cuba, Switzerland, Germany, Japan etc, all of which have universal health coverage. And no western European nation with universal healthcare has moved away from it. And the sad thing is, that the insurance companies have spent loads of money to fight these reforms [g] and loads of politicians are taking the thirty pieces of silver from them to fight the reforms, rather than fight for the health of the American people.

Remember, I back my facts up with evidence. Those who say they are wrong tend not to. If they are wrong, e-mail me with proof and let me know.

Leslie Said:

Are health insurance rates a state or federal matter of approval?

We Answered:

Rates are filed in each STATE, not federally, except for Medicare.

The obvious conclusion is, that the Obama administration has no idea how health insurance companies work.