Michael Said:

A question for anyone who has private medical/health insurance UK?

We Answered:

In an urgent or emergency situation you can go into hospital and claim back after, although they can refuse to pay but unless you have done something wrong like missed a payment on your insurance or something this is unlikely. This is how I've known policies to work but you really need to check with the insurers what they need you to do.

If you end up in an NHS hospital all of the ones I've been to have a private ward within the hospital, so if you have to go to A&E and get admitted you can ask to go to the private ward (usually means you get your own room and bathroom etc). Most private hospitals don't have an emergency department so you would have to go to an NHS hospital in an emergency anyway and then be transferred when it's suitable, you just need to ask.

Rick Said:

Can you help me understand health insurance in the UK?

We Answered:

NHS is free providing you are resident and working, paying tax and NI.
I suggest you telephone BUPA and ask them about if you have to wait x amount of months. As for paying cash, do not know.
Either way Private or NHS, you have to be reffered by a GP and if they refuse to refer you, then you do not get any further.

Shane Said:

Is it worth getting health insurance in the UK?

We Answered:

You should think yourself very lucky that when visiting the UK from America your treatment is free. It is very expensive for us Brits when we visit your country.Yes, there are plenty of private health schemes that will be glad to take your money.
But, our National Health Service is the best AND free.

Travis Said:

Fertility health insurance UK? does it exist, and how much is it?

We Answered:

It is better to consult a doctor. It costs, and that is it. Ask your doctor for a good book to read about it. sometimes there are some naturalistic approach to the problem, depending on the nature of the cause. But do not trust internet sits they will try to take advantage on selling some drugs hows effect you do not know. Avoid this and really take only professional advice.

Nicole Said:

What's the point of getting health insurance if you are a UK resident??

We Answered:

The main benefit is speed of referral - as well as quality of hospitals.

If you are self-employed then it will be important that you get treatment quickly so that you can get back to work. Similalry many employers realise that if they can get their sick staff back to work quicker then it will beenfit their business