Cory Said:

How do you lower health insurance costs when you add pre existing conditions and remove payment caps?

We Answered:

It doesn't reduce healthcare costs and it doesn't reduce premiums. The CBO has calculated that the "health care" bill, in its current form, will cost $900M. This is assuming that everything goes as advertised. Most conservative estimates have the real number at about $2T.. That's $2,000,000,000,000! or $6,000 tax for every man, woman, and child in America.

It is immoral to pass this kind of debt to our children and grandchildren!

Felix Said:

How strict is Humana health insurance with pre-existing conditions?

We Answered:

For $3000 in bills after you've been covered for only a few months, they are likely to investigate it pretty thoroughly. Also, Acne is something that is ongoing so it wouldn't be all that hard to prove that you've had a pre-existing condition.

A lot is going to depend on how that pre-existing condition clause reads on your coverage.

Ronald Said:

Should insurance with pre-existing conditions be expanded for car and other forms of insurance besides health?

We Answered:

Works for me!! Where do I sign up?? Hell, I suppose... LOL

Johnnie Said:

What private health insurance can I choose with pre-existing conditions?

We Answered:

It will depend on which state you live in. You posted to the usa, but axa is usually UK, so I'm guessing you posted to the wrong board. But if you didn't, you really need to see a LOCAL broker, who can explain how it works in your state.

Lillian Said:

Health Insurance coverage for Pre-existing conditions?

We Answered:

It will depend upon what state he lives in because of differing state regulations, but in most states companies either will not accept him or will decline. Some companies in some states will accept and cover the condition in some circumstances with an increased premium.

He'll need to contact a local agent that works with all of the major companies in his area. The agent can help him find which companies will accept him and on what terms. There is no extra charge using an agent.