Herman Said:

How can I get health insurance for myself and family and pay for it as business expense without employees?

We Answered:

In order to get group coverage you must have a minimum of four employees and have 75% participation to qualify.

Gabriel Said:

What happens with your health insurance while your on maternity leave?

We Answered:

You'll have to ask your employer. At worst, you'll have to cut a check for it. At best, the employer will advance it, and subtract what you owe out of the next paycheck(s) you get after you return to work.

Babies DO take 9 months to grow, so you've got time to put away some money and save for the extra costs.

Ralph Said:

How does health insurance portability work?

We Answered:

The magic number, is 63 days, and that only counts when you go from one group policy to another.

So yes, preexisting conditions can be excluded once you get on this program through school.

Carla Said:

How are forced health insurance and auto insurance the same?

We Answered:

They are not the same. People have the option of driving a car. If they decide to take advantage of that option, then they are required to have insurance.

Allan Said:

How can I get health insurance without a job that provides it?

We Answered:

You can buy many different types of health insurance from numerous firms. A quick look in your local yellow pages under "Insurance Brokers" (or similar) will turn up a bunch of agents.

There are different types available at varying prices. I assume you are fairly young, so that works in your favor. You may also wish to ask about "catastrophic" coverage which is less expensive, but only starts paying off after the accrued bills reach a certain (high) amount.

Jessie Said:

How can insurance companies include preexisting conditions without a health care mandate?

We Answered:

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