Marie Said:

Can I drop my indiana employer's health insurance coverage?

We Answered:

I am in the insurance industry in Indianapolis, so I answer this question with complete confidence and accuracy.

You cannot drop your coverage mid-year, unless you have what's called a qualifying event. That could mean you get married or divorced, have a baby or adopt a child, your spouse changes jobs, or your spouse dies. When ANY of those things happen, you can make changes to your insurance mid- year.

But without a qualifying event, it is true that you cannot leave the medical plan until the next open enrollment.

Marsha Said:

Indiana Health Insurance?

We Answered:

With one on the way your only option is a group policy through an employer or Medicaid. No individual health insurance company will accept anyone pregnant, nor will they accept anyone in the family pregnant.

After the baby is born visit a local agent that works with all the major companies in your area. The agent can find the best plan for your situation and budget and can explain what is covered and, more importantly, what is not covered with any plan.

You can purchase a budget plan with a lower premium and few benefits, a comprehensive plan with a higher premium and lots of benefits, or something in between. The agent will be able to explain this to you.

Daryl Said:

I'm a student in Indiana and need Health insurance. Where might I find the best rates?

We Answered:

Well, you have to apply, to see what the rates are, and it can take 4 - 6 weeks to be approved, and if you've got something currently wrong - even if it's undiagnosed - they're not going to cover it.


So the CHEAPEST way, is through your school. The SECOND cheapest way, is through an employer, and several part time employers offer health insurance - Starbucks, UPS, Petco, and Walmart come immediately to mind.

Avoid those online places - all they are really trying to do, is harvest your personal information to sell it.

Darren Said:

How to get health insurance if self-employed in Indiana?

We Answered:

Try this one - http://healthplans.my-age.net - I personally have their health insurance. It is affordable and has good coverage.

Peggy Said:

Free health insurance in Indiana for pregnant women?

We Answered:

Indiana has medicaid, just like Kentucky does. They also have S-CHIP, which is the equivalent of Kentucky's K-CHIP.

Indiana's requirements can be found at the second website below. If you are pregnant, your family's total income (including your hubby's) can't be more than 150% above the federal poverty limit. For a family of 3 (they include the baby as a family member) the monthly income limit is $2,288/mo or less. They have no resource limit for pregnancy (bank accounts, assets, etc).

Shawn Said:

Is there state health insurance in Indiana that a person with diabetis can get?

We Answered:

I think you should check around. With medicare there are companies that advertise on tv about providing the glucose meters etc etc.

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