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Individual Health Insurance
Tonya Said:
can I get individual health insurance with ear congestion?We Answered:
YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.Walter Said:
Double up on individual health insurance?We Answered:
Hi,Generally it is not a good idea to have more than one health insurance plan because only one will be your primary coverage. You need to be careful if you want secondary coverage. Many policies will not allow you to get a policy if you already have a policy.
Having said that, there are supplemental plans that pay YOU instead of the doctor or hospital. They are with companies such as Aflac and are supplemental plans. They are set up so that you get a certain dollar amount for each doctors visit, emergency room visit, hospital stay, or surgery.
While I represent individual insurance companies I don't generally recommend these supplemental type plans unless you go with an HSA where you don't have co payments and you have a high hospital deductible.
But you get what you pay for with insurance. If you want low co payments and deductibles then your premium will be high. I would recommend getting a primary plan that is good enough and saving money to pay co payments and deductibles.
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Best Wishes,
Jerome Said:
what is the best individual health insurance?We Answered:
all them are different.I think blue cruz
Ray Said:
Which is the best individual health insurance? Any body please inform me?We Answered:
You have to contact a local independent insurance agent in your area and ask for info on the different policies available to suit your individual situation and budget. He can sell you a policy from several different companies so you have to consult with a professional. You really should not depend on answers from YAFrederick Said:
Is it possible to get individual health insurance in Arkansas if you have sleep apnea?We Answered:
Talk to a local, independent agent about finding coverage that excludes the whole apnea situation.