Roger Said:

Is there an inexpensive health insurance company that offers coverage immediately once I purchase their plan?

We Answered:

With all individual health insurance companies you will have to answer health questions and possibly go through underwriting. During the underwriting process the insurance company may require medical records from your doctor. If you don't have any medical conditions you can possibly get a plan in a day or two. If the company needs medical records it can take several weeks. However, if you have a medical condition that will require a CAT scan the insurance companies will consider that condition a pre-existing condition and will not cover it. Depending upon the condition you could even get declined.

Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are working to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

Marjorie Said:

What's a good, inexpensive, reputable health insurance company that I (22 yr old college student) can get?

We Answered:

Try your admissions department at school. Many colleges and universities have their own health plan (discounted) for their students.
This is the best way to go until you can get into a group plan at work.

Good Luck!

Derrick Said:

I need to find and inexpensive health insurance can anyone help?

We Answered:

First off, you mention that your husband is on "MediCare" = this is an important fact, and one that excludes you from purchasing a traditional health plan. You are limited to two types:
1. Medicare Supplemental plan (as medicare will from now on be your primary, they will handle all claims- a supplemental will handle excess charges -DEPENDING ON POLICY- by medicare in what is referred to as "cross-over".
2. HMO Assignment- depending on where you live in America, a HMO plan may or may not be available.

I would suggest you call a "Medicare Health Insurance agency" in your area, who will be able to discuss your options with you, if you are in Southern California I can help you.

Jay Said:

How can I get Free or Inexpensive health insurance?

We Answered:

We "spoke" on you last questions about your heart beats....If you are 15 yrs old you are considered a minor. Most states have programs minors can receive health care for free or very low cost. You need to ask the school nurse (or a teacher your trust) to help you with your health situation.

If your parent is not willing to get you appropriate health treatment or a minimum of a physical to assess what is "truly the problem" vs "self diagnosis" then you need to seek help from another trusted adult.

*L*

Thomas Said:

How can I get an inexpensive Health Insurance while having no job and on disability?

We Answered:

Chelsea,

If you're on worker's comp, check with your employer to see if you are already covered under an existing health insurance plan.

For other options though, there's a very good article at eHow that discusses how to get health insurance for you and your family when you don't have a job that covers you:

http://www.ehow.com/how_2367563_keep-hea…
How to Get Health Insurance

Take a look at it, as it covers all the major possibilities for getting insurance, and gives some great resources you can use.

All the best.

Delores Said:

Does anyone know of inexpensive health insurance coverage for someone who has been laid off?

We Answered:

Your best bet by far is MySimpleCard.com

Velma Said:

Does anyone know of an inexpensive health insurance? And, how i can go about getting one?

We Answered:

YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here

http://www.HealthInsuranceIdeas.info

to solve my similiar problem.