Tamara Said:

What do you see as the major differences between a single-provider health insurance plan and private health?

We Answered:

Private health insurance is more cost effective, and more cautious about fraud and corruption, than public (single-payor) health insurance. Fraud rates in Medicare and Medicaid are at LEAST four times higher - after all, they don't CARE about the bottom line, and they aren't paying claims out of their own money.

Maxine Said:

What private health insurance plan covers optometrist visits, in Ontario?

We Answered:

healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.

James Said:

Do you think your private health insurance plan is as good as SCHIP?

We Answered:

Since I can't get insurance due to an existing condition -- no.

Dwight Said:

Private health insurance plans?

We Answered:

Yes, well, family coverage with a low deductible usually runs $1200 a month or so. And probably won't include maternity benefits (if you want more children).

You'll FIND a plan with a reputable company and good coverage, through a local, independent agent who is licensed to sell insurance in your state. Start with the guy that does your house/car insurance, and ask him for a referral if he doesn't do health.

Karl Said:

Righties, do you really think Private Health Insurance plans wouldn't be able 2 compete against a Government 1?

We Answered:

It's a matter of cost. The Government will treat their program like they do Medicare/Medicaid/MediCal...they'll either pay for a portion of the hospitals cost or won't pay at all.

Hospitals have to recoup that cost from somewhere -- they hike up the rest of their prices and have private insurance cover those holes...only to be a realized increase in private insurance premiums.

It's only a matter of time before private insurance holders stop swimming against the current and take it for "free" -- since they're already paying for it w/ their taxes.

And now the second problem:
Government still undercuts hospitals leaving no hospitals an out to re-coupe their costs...uh-oh, CRISIS CRISIS CRISIS...Government to the rescue w/ a Universal Health Care plan and puts taxpayers on the hook any time the Health Care industry comes to that cross road:
1. Raise Taxes
2. Reduce User Benefits

And we'll be stuck w/ an expensive and inefficient system like Canada and the UK are trying to deal with.

Here's a novel idea:
The system isn't broken. A system is never intended to operate properly if people don't respect it.

When people don't pay their bills or sue for malpractice -- the system wasn't designed to absorb those added costs.

Example:
You wouldn't get pissed at GM for deciding to put sugar-water in your gas tank because you can't afford gas and end up w/ a non-functioning automobile. The system was designed for gasoline.

The Health Care system was designed to provide a service -- if people take that service w/o then compensating them (also known as theft), the system will have problems.

The Financial Sector:
When you buy a house and can't make the payments -- the system doesn't operate as it's supposed to.

Capitalism didn't fail -- the unethical people disrupting the system failed...that goes from Government, to the private sector big wigs, right down to the consumer who thought he would get away with it...