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Private Health Insurance

Nina Said:

Is it practical to take private health insurance considering the subsidy of the gov't (through medicare)?

We Answered:

Welp, ask yourself this:

"Will the Gov' deny your benefit versus Will the private health insurance companies deny your benefit?

Case in point, a specific expensive operation.

Be the judge and you will find your answer..

Roy Said:

Why does anyone think that private health insurance is the answer to all ills?

We Answered:

They don't believe private insurance is the answer to all ills. Simply put, they are not currently experiencing any medical problems that their private insurer has denied coverage for, so they don't fully understand that millions of people WITH insurance go bankrupt in this nation every year. Ultimately, though, the real issue is, they don't care. That's your problem, your illness, and they don't have to deal with it. Until it is their problem and their illness, and their family on the line, they will continue not to care.

Julia Said:

I have private health insurance and insurance from work?

We Answered:

In most cases, you are paying too much for your coverage. You generally are best off just getting the bcbs plan from your employer. However, they can work together in some instances. If one is used as primary and then the other can pick up the co-pays at the doctor's office and other things. I know one person who has a situation like this. However, this person has coverage from their own employer and their spouse's employer. Their plan pays as primary, the other picks up everything except the annual deductible. Since the plans are written differently from each other, if they used the spouse's plan as primary, then their own plan would pick up nothing as secondary. Since both plans are through the employers and that person has a lot of medical expenses, it saves money to have both plans on that one person. Since the spouse has few medical expenses, they only have one plan on that spouse. In most cases, your private medical insurance is going to cost you more to carry than the out-of-pocket maximum on the plan with the employer. In most cases, you would do well to carry only one plan.

Geraldine Said:

Do you believe that 0bama wants to eliminate private health insurance?

We Answered:

Couldn't do it even if he wanted to.

Sonia Said:

Why is Obama hiding the fact that he wants to eliminate private health insurance, when he clearly said that's?

We Answered:

Because he also said we would never sucker for his euthanasia Obamacare unless he DID lie about that.

For 1/40th the cost of Obamacare "the reaper is cheaper" kill off seniors euthanasia program...we could insure every single American FULLY with the very best healthcare in the world

now, it will be destroyed
why? so obama can use our money to give healthcare to the illegals, give them amnesty/vote, and get his dictatorship

Annette Said:

Aren't those with private health insurance already paying for the care of others?

We Answered:

Where did your figures come from? It is the number going to the ER that is a major factor in the rising costs. Especially the illegals.

Discuss It!