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Short Term Health Insurance

Gordon Said:

What are my options for short-term health insurance in NY?

We Answered:

Speak with a local agent that is independent and can help you search multiple companies.

Be sure that you compare quotes from at least 3 different companies.

Here is some more information on New York health insurance:

Andre Said:

can someone tell me what the definition of renewing a short-term health insurance policy is really referring..

We Answered:

You are using short term insurance in the wrong way.
It is not really meant to be renewed but rather as a bridge between more permanent employer-sponsored plans.
If you need to do this however, you may be better off signing up for a new policy with a new insurer that takes effect the day after the old one expires. That way you solve this problem.

Gladys Said:

What can a type-1 diabetic do for short term health insurance?

We Answered:

HIPPA doesnt allow diabetes to be considered pre-existing

Luis Said:

I need advice on a good and "affordable" Short Term Health Insurance plan for me and my wife.?

We Answered:

JS, You should take a serious look at BlueCross/BlueShield's temporary policies. In my opinion, its the best short-term product in Florida for the money. Here's a link: http://www.bcbsfl.com/index.cfm?fuseacti… The info you need is about 1/2 way down the page. If that sounds good to you, then you can get a quote for you and your wife at: http://consumerdirect.bcbsfl.com/wps/por…

You will have a couple of decisions to make, but they can be boiled down thusly: 1). 30, 60 or 90 day plan? 2). $500 deductible or $1000 deductible? That's about it.

Just keep in mind that prices are very reasonable because no temp policies will cover pre-existing conditions. On the plus side, because of that, they require no underwriting , so they can pretty much go into effect at midnight the day you submit it, pending a cursory review by BlueCross to make sure that there is no glaring reason to NOT insure you - i.e. you just got turned turn by them for permanent health insurance.

That's about it. I'm an Orlando area agent, so e-mail me if I can help you, otherwise good luck! warren@iccf.us.

Dora Said:

where can I get short term health insurance?

We Answered:

May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. There is a hospital advocacy program that assigns you a personal advocate to negotiate with doctors on your medical bills.

The plan also includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net

http://www.mybenefitsplus.com/40378118

Plans are month to month with no contract.

We are currently running a promotion for just the dental, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!

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