Caroline Said:

Need to buy small business health insurance for my employees in missouri, best plans please????

We Answered:

I work for a small business, and they use the local Chamber of Commerce for insurance....which offers BlueCross BlueShield.

Shirley Said:

Can I get health insurance working for a small business as a volunteer?

We Answered:

Doubtfull. That is normally for employees.

Viola Said:

small business health insurance plans?

We Answered:

Well, afforded, obviously, only if the business has enough income to cover it.

Talk to the guy that writes the small business insurance, for a referral to a health insurance agent in your area. Small groups are individually rated, so it could end up costing you a WAY lot.

Ellen Said:

Health insurance for small business?

We Answered:

It's a great misunderstanding that somehow more people equals a lower price when it comes to insurance. It doesn't work that way. Group insurance is 2-3 times the cost of an individual plan so unless you have a really good reason to do group for 3 individuals then don't.

Most of my small companies would do three individual plans. That being said you cannot combine with other groups even if you wanted to pay more. A group plan is offered by one employer, under one tax ID number and only covers W2 (not 1099) employees on the payroll of that organization...and officers listed on the articles of incorporation as well.

Heather Said:

Misconception about Obama and small businesses (health insurance)?

We Answered:

Simply put Obama's plan is doomed to failure because Government run Healthcare does NOT work.
I investigated both Medicaid & Medicare Fraud for 28 years and observed hundreds of millions of dollars being stolen by the Providers ( Doctors ) & the Recipients ( Patients ) from the Government.
I once arrested a Dentist in Bronx, NY who billed Medicaid for $ 350 work of ficticious dental services on 40 medicaid recipients ( who were substance abusers ) each day.
For 18 months until he was apprehended & arrested this Dentist paid 40 Recipients 10 dollars each to come to his Office so he could x-ray their mouth.
The Dentist received a daily check of $ 13,500 per day for " working " from 10 AM - 12 Noon.
I arrested another Dentist who was heard on an undercover recording explaining to her hygenist why She ( Dentist ) did not sterilyze her instruments that she used on different patients.
The Dentist answered " Why do you care if I sterilyze my instruments or not ? They are all junkies with AIDS & they are all going to die anyway ! "

So much for Government Run Universal Health Care

Sandra Said:

If I open a small business and get health insurance for 3 will they deny any of my employees or myself?

We Answered:

Group health plans mean everyone must be accepted. Because their are only 3 employees, you will likely receive the maximum surcharge, which is 10% above manual rates.