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Small Business Health Insurance
Peggy Said:
what are the advantages of cobra insurance versus individual or small business health insurance?We Answered:
Well, COBRA will most likely cover maternity. Individual plans won't.And, individual and small business plans are individually underwritten, so the company can say, "oh, you have XYZ wrong with you, we'll take you, but we won't cover anything related to XYZ". Or worse, "sorry, we won't insure people with XYZ". Cobra won't do that.