Mark Said:

What's the Top 10 Healthcare Reform Bill Lies?

We Answered:

Lie #6.. we will not be America anymore, we will be Russia or Canada

Lie #7- it's all the illegals fault

Lie #8... ur being unconstitutional by offering healthcare to all Americans, and making it affordable...and offering preventive care, its unconstitutional to help Americans!!!!!

Franklin Said:

Can an employer cancel your health insurance due to lifestyle?

We Answered:

If they pay for it, yes.

If he pays for it - they would have no vested interest in doing such an action.

Tim Said:

Are health insurance companies ripping off America?

We Answered:

I guess so. I thought so but with this information - even if there are errors - there are errors - it's still evident that something needs to be done. Should we allow companies to make $$ off of sick and dying people? A lot of the costs come at the end of someone's life b/c they require more care. The assumption is do whatever is necessary to save a person when that person that is dying may not want all of the heroics - past a certain point. I think we forget that or don't realize how traumatic it is.

I've read some books written by nurses talking about this. One patient said he was done - if he had a heart attack - to just let him die in peace. One of his sons wouldn't let that happen - said keep him alive - bring him back - this could have been fixed had the man had a living will giving his wishes - what he wanted.

The doctor - nurse stuck a tube down this man's throat - really uncomfortable - even painful - imagine that - it's one thing if it's a semi-young person but this man was in his 80s. He had been sick a long time.

My grandfather suffered a year and a half. My family thinks he should have died sooner. Not that they wanted him to die - of course not. He was beloved by all that knew him. He was a great and outgoing man.
No one liked to see him suffer so. He could barely walk. He couldn't taste food. He was limited on diet. He was used to taking care of others but had people taking care of him. He didn't like that. I know he didn't. I was close to him. He couldn't drive. Seeing someone suffer - you don't forget that - it stays with you - you think I don't want this to happen to me.

Insurance companies do not care about people. They care about $$$.

We need reform - real reform.

I'm against HR 3200. This is the insurance companies' bill and it's dirty.

There is no such thing as a death panel. That's what insurance companies do now - hospitals kick out sick people now.

How do you get a loan when you are sick and unable to work?

It's cruel. Pro life - not at all.

Our system rewards specialists - people needed after the fact.

MD students come out with too much debt - liability insurance which is ridiculously expensive - so many med professionals need to purchase their own insurance - we need tort reform - time to end these frivolous lawsuits - so many of them are - it's very hard to win a case - costs $1 billion.

I've worked with insurance - professionally - you are essentially gambling with the odds. Look at the history of health insurance. That says a lot right there. Insurance companies have actuaries - the system is rigged to benefit them - the odds for individuals is very low.

That's why you need just enough insurance - not too much - not too little.

Ricky Said:

Can you please make a summary about Obama's health plan?

We Answered:

I don't think Albert Einstein could have understood it, let alone summarized that plan.

Carl Said:

The health insurance companies pay out 10% of their income?

We Answered:

You have totally inaccurate information. Read the papers just today, the insurance industry averages less than 2.5% profit, the rest being paid out to medical suppliers. The average for industry in general is 5%.
As a former business manager at a hospital, I know the allegation you make are totally invalid.

Mary Said:

U.S. has the most moral insurance companies on earth?

We Answered:

Insurance companies are moral and ethical. They sell a product that under ideal conditions should never be used. The purpose of insurance is to distribute a loss over a pool of like mined individuals. Think of you policy as a bet --- I am betting $100/month that I will not be hospitalized for an unforeseen accident.

To keep your bet at $100/month you exercise, eat in moderation, and avoid stupid behavior. Sadly, governments have made this difficult since they have told silly people that they can be overweight, be a drug user, and reckless and the insurance companies will still pay for their care -- so that you as a wise individual pays for your low risk and the high risk of two or more fools.

Drug companies also make and sell ethical products --- the cost of developing drugs that can meet all the silly demands of governmental rules is extremely high. Rules on advertises, liability(even for misuse), employment of statisticians and lawyer all due to excessive government.

Energy companies are also ethical and inexpensive --- Most would have been using nuclear but for governmental restriction on their expansion all based on FUD.

Your American way of life was built on the dynamics of the open free market that was extant during the 1940-1960's. When government started to destroy this Goose that Laid Golden Eggs --- freedom declined and government grew --- LBJ had his war in Vietnam and on Poverty Both lost by the government.