Claudia Said:

I have a question for pple who have United Health Care insurance?

We Answered:

I have United Health Care, I have a PPO plan. There are MANY different types of insurance plans that they offer. With my plan I had to pay a 1 time co-pay of $15 at my first OB visit. That's it. However, since insurance only cover certain things my doctor set up a payment plan for me to pay the remainder of the fees that were only cover at a certain percentage....so I paid a total of $565 to the OB but it was spread out in payments from month 4 to month 8 of my pregnancy.
With my last pregnancy I was high risk and had to go to a specialist for another ultrasound, my co-pay for that was $86!!!! My plan only covered 80% of that visit. Hope that helps, I would suggest signing up at myuhc.com and I am sure you may be able to find out exactly what you will end up paying with your plan.

Leah Said:

I am leaving a big company that provides health insurance through United Health? How to extend it?

We Answered:

Yes, it's referred to as COBRA. Generally, you can extend your group coverage pursuant to COBRA for 18 months after you leave employment, provided you pay the full premium, plus an administrative fee (which your employer is entitled to charge).

For more information about COBRA, go here: http://www.dol.gov/ebsa/faqs/faq_consume…

Armando Said:

Is United Health Care good Health Insurance to have?

We Answered:

Yes. UHC is a good company.
However, if you have to pay %50 of the premiums you may be better off with your own individual policy because an individual policy costs less (depending on what state you live in) and, you own the policy! With a group plan, when you leave your job you also leave your insurance.
Don
http://mtnhealthinsurance.com

Joshua Said:

Does anyone know if Vision works or lenscrafter accepts United Health Care insurance?

We Answered:

Your best option is to call the phone number on your card. They can tell you based specifically on the plan your employer purchased and what requirements (if any) that you must meet (pre-certification or pre-authorization).

Ruby Said:

I have does health insurance cover counseling services? I have United Health care?

We Answered:

I used to pay medical and dental claims for insurance companies so I can answer this with background knowledge, even though it's been awhile. Most all insurance companies pay for mental health care when the provider is a psychiatrist. However, if your preference is a counselor you usually have to get a referral from your family doctor or a psychiatrist for the insurance co to pay. If United has a list of providers that they want you to choose from, they will pay better benefits if you use one of them. If you don't choose a preferred provider with United, they will usually pay very little or nothing at all.
I would have to look at your benefit booklet to answer this question more directly. If you cannot find a provider on their website you can call United toll free and ask an agent if your provider is covered. I hope this isn't too confusing. Insurance is one of the hardest things to explain to people.

If you need further info or if you are confused with something I said, feel free to email me.

good luck

Rodney Said:

united health care insurance to cover prescription drug?

We Answered:

Short term policies generally do not cover pre-existing conditions and most don't cover anything until you reach the deductible. A short term policy is only meant for catastrophic coverage while you are between permanent policies. The United Health policy specifically states that it does't cover any condition which you've received treatment for within the last 24 months.

You will need to get a permanent policy to cover the accutane. However, depending upon why you are taking the accutane the policy may not cover it as a pre-existing condition for a period of time, which can be a year or more, or they may decline to cover you at all. You'll need to talk with a local independent agent to find a plan that's best for your situation. Do not try to do this on the internet because you'll end up in the same situation as you're in now.

There is a free prescription drug card that may give you some help while you're trying to find another policy. You can sign up for it here http://drugcardamerica.com/index.aspx?af… and print the card directly from your computer. Since it's free it doesn't hurt to try.