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Speech Therapy Insurance

Bertha Said:

Does health insurance cover speech therapy when it is advised by a doctor?

We Answered:

Insurance only covers speech therapy for children if there is a repaired birth defect or acquired problem (i.e., vocal nodules or traumatic brain injury).
Every state in the US (it's federal law) has an early intervention program, which is free of charge. Speech and language delay has a potential impact on education, so intervention is provided through the schools.
You can ask your child's pediatrician to refer you, or you can request (in writing) a speech/language evaluation at your neighborhood elementary school.

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