Dave Said:

plastic surgery financing???

We Answered:

Expect 15%-24% interest charges on this type of financing. Most medical (not all) offer financing through CareOne Credit (a GE financing arm). It is expensive as most financing for this is. You will definitely find it much cheaper to diet and exercise than to do the immediate lipo. I don't know how much this procedure costs, but presume $4,000. If your terms are 21% for 5 years, you'll pay about $108 per month for 60 months. Total cost (principal and interest will be about $6500.

Specific details about financing and upfront payments would only be available from the financing company that you choose.

Terrence Said:

Where can I fond a Medical Loan?

We Answered:

Nearly every answer so far has been from SPAM bots. Do not contact any of them. They are just seeking to take your money. I have reported them.

I am not sure who would really give you a loan for a vasectomy reversal. The industry is largely a scam. The banks know this. Odds are you will not be successful. The truth is only very unethical doctors selling false hope at inflated prices.

Billie Said:

What is involved in the process of bankruptcy and who qualifies?

We Answered:

If you are only in debt from a Hospital bill .. I wouldn't worry too much! Creditors usually don't penelize you for a Medical Bill like they would for a Credit Card Bill.
I have the same problem! I have a $10,000 hospital bill from 2005 and I'm in collections! I stopped paying on it in 2006. but after 7 years it's erased from your credit history. (it'd take me that long to pay it off anyway!!) I'm just going to wait it out. I don't have any other bad credit . . just that lingering hospital bill and creditors take that into consideration when you apply for credit! You can still qualify for good interest rates if your only bad credit is from a hospital bill (and not from going wild with a credit card).
I also have a car payment each month and my car is new. I qualified for a new car - even with having that hospital bill on my record.
If you aren't in any hurry.. just sit it out for 7 years and let it erase itself. It's better than having bankruptcy on your record.

Cody Said:

Medical Loan for Jaw Surgery?

We Answered:

Have you talked with your insurance company? It can't hurt to find out if they will pay in 3 years and make your decision from there.

I recently had to take out medical loans for dental work too, actually I applied for one but was only approved for $1500, and needed a lot more, so my husband co-signed for the other and I got $7000. So yes you can have a co-signer or try to apply alone.

one place is called Care Credit 1-800-365-8295

the other is Chase Health Advance 1-888-519-6111

If you're in America, that is

Jessie Said:

Help!!! Medical Loans?

We Answered:

No bank is going to give you a loan if you have no way to pay that loan back. Do not take out a student loan for a medical procedure because student loans are with you for life! You cannot default on a student loan through bankruptcy like you can with other debt. Unless there is a medical reason for the surgery, this is not the time to be getting cosmetic surgery.