Jim Said:

Plastic surgery loans?

We Answered:

Yes, there are some companies which provide loans for these purposes. A good place to start would be with the plastic surgeon's office you are interested in going to for this procedure. They can tell you if financing is offered, and if they do offer it, they will provide you with the necessary paperwork for you to complete and return to the financing company for approval. A good employment history always helps, as well as having the means to payback the loan. In other words, you typically need to be currently employed and your income has to be sufficient enough to be able to pay back the loan, if one is offered to you - just like most other loans or lines of credit. The interest rate and the specific payback terms vary with each financing company. Of course, your individual credit history is taken into account. If you have established credit, and have a good credit rating, the interest rate is typically lower than it would be for someone with little or no credit history, If you have a poor credit history, expect to pay a much higher interest rate which will increase the total amount paid back to the financing company. Also, shorter repayment terms, say, 12-18 months results in higher monthly payments, but the overall cost of the loan is less than if you took like five years to repay the loan. This is essentially Finance 101. The less time you take to repay the loan, the less it will cost you in interest and the less the total payback amount will be. Conversely, the longer the payback period and/or the higher the rate of interest, the higher the total cost of the loan will be. Of course, the interest rate offered to you by the financing company can be a major factor in what your monthly payment will be. Obviously, a low interest rate is highly desirable. A high rate of interest can really add a lot to the total amount to be repaid, and this amount only increases the longer you take to pay the money back to the financing company (principle + total interest). Think it over very carefully prior to signing any loan documents. Depending on your individual financial situation, the loan could turn out to be very costly.
Anyway, if you want to finance the procedure, you can usually arrange it through your doctor's office. They typically are just the 'middleman' in all of this. Most do not provide financing directly. They simply give you the paperwork from a financing company they work with and you take it from there. Also, a few plastic surgery financing companies advertise in magazines like Cosmo and a few others. However, when obtaining a loan through one of these companies, your choice of surgeons is limited to the ones that participate in that particular company's financing plan. In my opinion, the best place to get a loan from is through your preferred surgeon's office - provided they offer such a thing. Some do, some don't. It depends.
Best wishes!

Johnny Said:

How can I get a plastic surgery loan regardless of my credit score?

We Answered:

Uh...work on your debts and improving your credit before you spend money you don't have on boobs or something.

It's called personal responsibility.

Bobby Said:

plastic surgery??

We Answered:

The answer is YES, you can take a loan for cosmetic/plastic surgery. From whom? well there are a lot of Medical Loan Companies around the globe, some are worth it and some suck, my sis got a tummy tuck and she took the loan from some medical company which i don't remember. These medical loan companies help you arrange affordable finance quickly and easily and they offer a range of finance plans to suit individual surgery procedures like rhinoplasty, tummy tuck, botox, breast implants, labiaplasty etc. It's a big decision to have plastic surgery my sis read about all the surgery procedures and found the before and after pics of plastic surgery at a website. The site also had the price ranges of all kinds of plastic surgeries. The time it takes to heal a plastic surgery procedure depends upon which surgery was performed. Surgeries like tummy tuck and labiaplasty take more time to heal. You can find more information in different source websites on the internet.

Annie Said:

Is it possible to get plastic surgery at 18?

We Answered:

Have you fully thought through the potential dangers of the process? This is something you can't undo, so you want to give it proper thought in the first place. Not only would you be going into debt, but you are putting your body on the line here. Here is a good article on the subject: http://hykra.com/archives/118

Judy Said:

What if you dont a PLASTIC SURGERY loan??

We Answered:

Unless you used illegal means to secure a loan you will not go to jail for this. They may bring judgment against you in order to collect their money; and you can plan on being called and harassed by a collection agency for an extended period of time, also your credit score will suffer. But you will not go to jail. GOOD LUCK